A1: Our general policy is to allow you to
withdraw funds deposited in your account on the
first business day after the day we receive
your deposit. Funds from electronic
direct deposits will be available on the day we
receive the deposit. In some cases, we
may delay your ability to withdraw funds beyond
the first business day. Then, the funds
will generally be available by the second
business day after the day of deposit.
A2: When a deposit is made after 3:00 pm
it does not meet the cut off time for that day.
Meaning it will get processed the next
day. For example, John Doe deposits $100
on Monday at 3:30 pm. Since it was after
the cut off time the deposit would not show up
until Wednesday because it would get processed
on Tuesday. If a deposit was made on
Friday after the cut off time the funds will
not show up until Monday because no work is
processed over the weekend.